Smart. Flexible. Fair. 100% digital.
A credit card that grows
with you
Apply in under 3 minutes
✔ €0 Annual Fee
✔ More control and always with you
✔ Limits that evolve responsibly
✔ Interest-free purchases for up to 55 days*
✔ Flexible Payment in Installments*
✔ Free travel insurance & no foreign exchange fees
Everything you need
A smarter, simpler way to pay, flexible and built for real life or travel, with all the benefits of TF Mastercard Gold.
Travel Ready Benefits
✔ Free travel insurance
✔ No foreign currency fees – Pay abroad without extra costs
The Scandinavian way
✔ Swedish FSA protection
✔ Simplicity, transparency and reliability
Digital First & Secure
✔ Apple Pay & Google Pay
✔ Mastercard ID Check – Extra security for online purchases
Instant Access & Real Time Control
✔ Get approved in minutes
✔ Real-time control in the app – Track spending and manage payments instantly
Simple & Flexible Payments
✔ No need to change banks
✔ Flexible payment options
Zero Fees & Transparent Pricing
✔ No maintenance or hidden costs
✔ Up to 55 days interest-free - More time to manage your finances
Flexible when it matters
Simple when it counts
Flexible control, because life isn’t always linear. Plus free travel insurance and fee free payments abroad.
Get your card today
Take control anywhere,
TF Bank Mobile App
✔ Stay in charge of your spending, anywhere
✔ Track every transaction in real time
✔ Authenticate online purchases securely
✔ Access your statement anytime with just a tap
✔ Lock or unlock your card instantly
It's quick, simple and designed to keep you in control.
Download the App today.
Flexible payments that fit your life
✔ Enjoy up to 55 days interest-free on every purchase
✔ Adapt your payments to suit your needs
✔ Starting from just 3% of your balance (min. €30)
Apply now in under 3 minutes
Travel freely, save more
✔ No hidden fees when using your card abroad
✔ No fees on foreign exchange
✔ Comprehensive worldwide travel insurance
✔ Accident coverage included
✔ Refund for lost luggage up to 2,500 euros
✔ Trip cancellation coverage of up to 3,000 euros
✔ Sickness coverage*
Pay at least 50% of your trip with your credit card and you are covered by AmTrust travel and cancellation insurance. A safe trip starts with a TF Bank Mastercard Gold.
Apply now in under 3 minutes
How it works
1. Fill out the form
✔ Share your info
✔ Link account for best offer
✔ Secure, no passwords stored
2. Identify
✔ 100% digital
✔ In less than 5 minutes
✔ Your card is ready
3. Your new card
✔ Pair your card in the app
✔ Enroll it in your wallet
✔ Ready to use instantly